After I turned 18, I made a few money mistakes. I got over my head in credit card debt and had quite a few bills sent to collections over the years. At that age, I didn't realize just how important having good credit was. I learned my lesson the hard way when I couldn't even finance a new car after mine went bad. I really started feeling like I would never get ahead in life with my bad credit. After a talk with my dad, I decided to begin paying off old debts and managing my money more wisely. That was 10 years ago, and now I have great credit that allowed me to qualify for a good home mortgage! I learned a lot about money management, so I wanted to start a blog to share my tips with others out there learn to manage their money more wisely.