It Is Never Too Late to Raise Your Credit Score

Posted on: 25 April 2019

Do you want to propose to the person you love, but you don't have the spare cash to pay for the engagement ring of their dreams? Don't despair — there are a number of ways you can get that ring without taking on debt or waiting for years. Here are a few you can try today.

Sell Gold 

If you want to sell your gold jewelry, look around your home for old gold jewelry or gems that you don't regularly wear. Ask friends and family to go through their jewelry boxes as well. Many families have inherited pieces or broken gold jewelry that they don't like or use. If your fiance wants to help out, they could circulate the request around their circle as well. 

Sell Collectibles 

As you begin your new life together, you may have holdovers from your old life. It could be your Star Wars figure collection, your old customized gaming station, or all that signed sport memorabilia. Someone else might truly enjoy these pieces, so you're sharing the things you love with others while making money to start your new chapter of life. You get bonus points if your fiance dislikes this particular collection.

Take a Side Hustle

Do you have a skill that could earn extra money? Can you fix computers, do people's taxes, or fix their cars? Advertise your services on free platforms and take on some side gigs. Even if you don't feel that you have marketable skills, you can earn a tidy sum cutting lawns in your neighborhood, clearing snowy driveways, or cleaning houses.  

Sell Junk 

Do you have old appliances, metal scrap, or an old car sitting around your home or family and friends' homes? Gather it up and sell it to scrap services for cold, hard cash. Copper often gets the best price. Look for unwanted electronics, too. Old devices, even if they don't work anymore, can be sold to local tech stores for a small-to-medium amount. 

Return Items 

Look for items in your home or closet that you haven't worn after purchasing new. Is the tag still on, or do you have the original packaging — intact or not? Take them back to the store they came from and return them. Hopefully, you can get cash for the refund. If the item was purchased at a large department or box store, you may be able to take store credit for use at the jewelry counter. 

Any one of these methods will help you avoid pre-wedding debt. By combining them, you can jump-start your quest to afford an amazing ring for your fiance.